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B U S I N E S S   P L A N N I N G

You’ve worked Long and Hard to Make Your Business What It Is Today...

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.

<strong>CONTINUITY&#160; &#160;PLANNING</strong>


Business continuity planning helps business owners prepare for the “what if’s” in their business world. These issues frequently keep business owners awake at night wondering what could happen to their ownership interest and the business itself. Solutions include things like:

  • Buy/Sell Creation & Review
  • Business Continuity Instructions
  • Key Person Insurance
  • Wage Continuation Plans
<strong>EXECUTIVE&#160; &#160;COMPENSATION</strong>


Incentivizing executives to meet business objectives is a critical factor in designing executive compensation plans. Organizations can choose from several well-established methods to pay for the performance of executives, often with significant tax advantages to the executive and the employer.

  • Executive Bonus Plans
  • Phantom Stock
  • Retention Bonus
  • Split Dollar
  • SERP – Supplemental Executive Retirement Plan
<strong>EMPLOYEE&#160; BENEFITS&#160; &#160;&#38;&#160; </strong><br /><strong>COMPENSATION</strong>


Offering an attractive benefits package is one of the most effective ways to keep employees around. Solutions we can help you with include:

  • Employer Sponsored Life / Disability
  • Group Health / Dental / Vision
  • 401(k) / 403 (b)
  • Profit Share Plans
  • Cash Balance Plans
  • Defined Benefit Plans
<strong>CORPORATE&#160; EDUCATION</strong>


Wealth Steps is a step-by-step financial wellness program that provides employees with a foundation for financial decision-making using a holistic, personalized approach. Through a series of customizable, in-person workshops hosted at your company, Wealth Steps provides employees with:

  • Knowledge of how to maximize their lifetime earning potential through protection, saving, and planning;
  • Access to a secure, personalized website to analyze their individual financial situations; and
  • Complimentary one-on-one consultation with a Wealth Steps specialist for any employee upon request.
<strong>EXIT&#160; PLANNING</strong>


Exit Planning is the creation and execution of a strategy allowing owners to exit their businesses on their terms and conditions. It is an established process that creates a written road map, or Exit Plan, involving the efforts of several professionals facilitated and led by an Exit Planning Advisor who ensures not only the Plan’s creation but also its timely execution. Exiting Planning does not only cover selling your business but it also if you are merging, bringing in a new partner or transferring your business to a family member. Solutions in this area which we help business owners with include:

  • Valuation
  • Stay Bonus Plans
  • Tax Planning Strategies
  • Buy-back Agreements for Minority Owners
  • Bonus of Ownership
  • Gift of Ownership
  • Exiting owner personal planning