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P R O C E S S

It’s important to build a financial strategy that evolves as life changes, considers your goals, objectives and concerns. There are many different sources of information, strategies to consider, investments to choose from and decisions to be made. However, a single mission focused on addressing today’s challenges while keeping an eye on tomorrow will allow you to take control of where you want to be now and in the future.

<strong>Using a system to stay on the right track</strong>

Using a system to stay on the right track

At National Financial Network, we use a macroeconomic approach to help you balance the four primary financial domains of Protection, Assets, Liabilities, and Cash Flow. This system, called The Living Balance Sheet®, recognizes the interdependence of these domains and tests all financial strategies across them in an effort to maximize the protection and performance of your assets and cash flow.

This unique approach can provide you with enhanced benefits in a number of areas, such as tax savings, risk management, and control of personal wealth. Through the use of The Living Balance Sheet®, you have immediate and up-to-date access to all of your accounts and related financial information, and our financial professionals are alerted if and when something changes. This provides the ability to monitor your strategy and provide the most accurate, up-to-date, and timely recommendations and strategies.

S T E P  1 :

DISCOVERY
MEETING

Our first meeting is dedicated to learning more about one another. We will share more about the firm, our philosophy and approach and the results we strive to achieve for our clients. We also want to better understand what you're looking to accomplish financially and the progress you've made in getting there. This will set the foundation for our relationship and ensure we are aligned in building a strategy to get you where you want to go.

S T E P  2 :

PROTECTION
ANALYSIS

We follow a "protection first" philosophy focused on minimizing the impact that the risks our clients face each day - such as death, illness and injury - can have on limiting their probability of financial success if and when they do occur. During this second step, we will review the protection that currently exists in your world and make sure your assets are properly protected.

S T E P  3 :

CASH  FLOW
ANALYSIS

One of the greatest ways we can impact our clients achieving their wealth building goals is to successfully manage the Cash Flow coming into - and out of - their accounts. This includes a thorough analysis of all income and expenses to ensure each client can retain as much of the money they generate as possible. We will set you up with our planning tool, The Living Balance Sheet®, to help you visually understand your current Protection, Cash Flow, Assets and Liabilities are how they work together to shape your financial future.

S T E P  4 :

STRATEGY  IMPLEMENTATION  &  REVIEW

Last but not least, we will develop a comprehensive financial strategy that aligns with your needs, risk tolerance, and time horizon and take action to move beyond concept to implementation of your plan. Crucial to each strategy is ongoing monitoring and adjustment through an annual review process with ad hoc adjustments made as needed.


The Living Balance Sheet® (LBS) and the LBS logo are service marks of The Guardian Life Insurance Company of
America (Guardian), New York, NY. © Copyright 2005-2022 Guardian