After investing 22 years in the critical power distribution world and filling numerous roles from an Application Engineer to a Global Business Development Director, Ray transitioned into the Financial Services arena in early 2011. Ray completed numerous licensing exams, earned industry certifications, and became registered with FINRA as a Wealth Management Advisor while licensed at Northwestern Mutual. Ray then decided to take the next step in his career development and, for the benefit of his clients, he expanded his practice by joining NFN in 2021. Now, with the support of NFN, Ray educates his clients about income protection, wealth accumulation, and retirement strategies that align with their goals.
As a Financial Specialist, Ray has the unique quality of being flexible with clients and providing an in-depth analysis while developing a more meaningful and personal relationship. Ray sees his role as helping clients to execute the most efficient strategy to tackle their concerns head-on. Ray's team routinely partners with clients' other trusted advisors (Estate Planning Attorney, CPA, etc.) to discuss present and future tax liabilities - be it through the sale of a business, during retirement years, or in the transfer of wealth to future generations.
When not participating in endurance sports, Ray enjoys watching them. He relishes fine dining, world-class wines, and international travel. He appreciates American history - both reading about it and experiencing the venues upon which it was made. He has one daughter pursuing a premed degree, currently as an undergraduate.
Registered Representative of Park Avenue Securities LLC (PAS). Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY.